$465,000
Prospect, KY 40059
MLS# 1700311
2 beds | 3 baths | 2475 sqft
1 / 87
Property Description
Welcome to your year-round WATERFRONT vacation paradise in Oldham County! BOAT EVERY DAY after work thanks to your own Riverfront Retreat. This stunning 2,400+ sq. ft. home allows you to enjoy panoramic river views across the entire back of the home as well as Charlestown State Park across the Ohio River, setting the scene for an idyllic lifestyle by the water. Ask me about the Flood Mitigation Program. Stroll past a beautiful perennial garden leading to your private dock, with space for up to three boats. Inside, all main level living spaces are designed to capture the breathtaking views of the river. The inviting living room, sunroom, and kitchen are bathed in natural light, with scenery that's picture-perfect year-round.
Details
Documents
General Property Description
Total # of Rooms: 8
# Upper Floor Bedrooms: 0
# 2nd Floor Bedrooms: 2
Acres: 0.22
# 1st Floor Bedrooms: 0
Lot Dimensions: 50x188
# Basement Bedrooms: 0
Garage Y/N: Yes
Garage Spaces: 2
Basement Y/N: No
First Floor Laundry: No
First Floor PBR: No
Laundry Level: 2nd
Total Closets: 4
Total Fireplaces: 1
SqFt -Total Finished: 2475
Above Grade Finished: 2475
Below Grade Finished: 0
Nonconform SqFt Fin: 0
Above Grade Unfin: 120
Below Grade Unfin: 0
Nonconform SqFt UF: 0
Sold As-Is: Yes
Age: 62
Lot SF: 9409
Sqft - Total Unfin: 120
SqFt - Source: Appraiser
Stories: 2
Lot SF Source: PVA
M Struct Flood Plain: Yes
Assumable: No
Total # Bedrooms: 2
Baths - Full: 3
Total Bathrooms: 3
Year Built: 1963
Contract Info
Office Exclusive?: No
HOA Y/N: Yes
HOA Annual $: 150
HOA Fee: Yes
Status: Active
Listing Date: 2025-10-08
Original List Price: 485000
Listing Price: 465000
Property Sub Type: Single Family Residence
Location, Tax & Legal Info
Sub Area: A
Parcel ID: 0101A0057
Deed Bk: 552
Pg #: 247
Block: 0
Lot: 57
Sub-Lot: 0
School District: Oldham
Directions: US 42 to Rose Island Rd, left on Harmony Village, right on Riverside Dr., Or Us 42 to 1973, left on S Rose Island Rd, right on Harmony Village, right on Riverside Dr.
Disclosure: Yes
Architectural Style
Traditional: 1
Lot Description
Flood Insurance Req: 1
Utilities
Electricity Connected: 1
Fuel:Natural: 1
Water Source
Public: 1
Sewer
Septic Tank: 1
Rooms
Bedroom: 1
Bedroom Level: Second
Den: 1
Den Level: First
Dining Area: 1
Dining Area Level: Second
Family Room: 1
Family Room Level: First
Florida Room: 1
Florida Room Level: Second
Full Bathroom: 1
Full Bathroom Level: First
Kitchen: 1
Kitchen Level: Second
Laundry: 1
Laundry Level: Second
Living Room: 1
Living Room Level: Second
Other: 1
Other Level: First
Primary Bathroom: 1
Primary Bathroom Level: Second
Primary Bedroom: 1
Primary Bedroom Level: Second
Closets
Level 2: 4
Fireplaces
Level 1: 1
Construction
Aluminum Siding: 1
Block: 1
Wood Frame: 1
Vinyl Siding: 1
Roof
Shingle: 1
Fencing
Chain Link: 1
Partial: 1
Basement
None: 1
Foundation
Concrete Blk: 1
Poured Concrete: 1
Heating
Forced Air: 1
Natural Gas: 1
Patio and Porch Features
Deck: 1
Patio: 1
Cooling
Central Air: 1
Garage/Parking
Attached: 1
Exterior
Boat Slip: 1
Waterfront: 1
Sub/Condo Amenities
Other - See Remarks: 1
None
Current Price: $465,000
Location Tax Legal Info
Street #: 1122
Street: Riverside
St Suffix: Dr
County: Oldham
State/Province: KY
Zip Code: 40059
Area: 20-Oldham County N171
Subdivision/Condo: HARMONY VILLAGE
Geo Lat: 38.408779
Geo Lon: -85.618517
Property Features
Architectural Style: Traditional
Rooms: Bedroom; Den; Dining Area; Family Room; Florida Room; Full Bathroom; Kitchen; Laundry; Living Room; Other; Primary Bathroom; Primary Bedroom
Construction: Aluminum Siding; Block; Wood Frame; Vinyl Siding
Roof: Shingle
Fencing: Chain Link; Partial
Patio and Porch Features: Deck; Patio
Basement: None
Foundation: Concrete Blk; Poured Concrete
Heating: Forced Air; Natural Gas
Cooling: Central Air
Exterior: Boat Slip; Waterfront
Utilities: Electricity Connected; Fuel:Natural
Water Source: Public
Sewer: Septic Tank
Lot Description: Flood Insurance Req
Supplements
The spacious kitchen features extensive counter space, a large pantry, and a pass-through to the sunroom for effortless entertaining. The primary suite is a true oasis - river views, sunroom access, a double-bowl vanity with a sitting nook, large shower, whirlpool tub, laundry, and a generous walk-in closet. A second bedroom and full bath complete the main level, along with a whole-house fan for added seasonal comfort (and saving money). The lower level welcomes you and your guests with a cozy family room featuring a faux fireplace, a kitchenette, separate sitting area, a potential office/game nook, and a full bath. It now shines even brighter with recent updates to the lower level, including all new drywall, fresh paint, a renovated full bath, a new water heater, and select new windows - blending peace of mind with style. Step outside the back door to multiple outdoor spaces, including a covered patio, and two open patios that include a huge waterside patio - perfect for relaxing with your favorite beverage to the sounds of nature after a spin on the river. Wildlife lovers will be enchanted by regular visits from woodpeckers, herons, egrets, eagles, and more. The expansive deck spans the entire back of the house, offering multiple access points to the outdoors. Completing this riverfront gem is an oversized two-car tandem garage with garage doors front & back for convenient access. The house is available fully furnished with personal property sold for a nominal amount using a personal property addendum. Move your clothes in and enjoy. Don't miss this rare opportunity to feel like you're always on vacation - schedule your tour today and experience your dream river house!
Room Information
| Room Name | Level | Remarks |
| Family Room | First | |
| Other | First | Kitchenette |
| Den | First | Office Area |
| Full Bathroom | First | |
| Other | First | Utility room |
| Living Room | Second | |
| Kitchen | Second | |
| Dining Area | Second | |
| Sun Room | Second | |
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Bedroom | Second | |
| Full Bathroom | Second | |
| Laundry | Second |
Seller Disclosure Listing Office: Semonin Realtors
Last Updated: January - 23 - 2026
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than the site owner are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker.
