$995,000
Prospect, KY 40059
MLS# 1710250
3 beds | 3 baths | 3478 sqft
1 / 58
Open House (03/07/2026 - 12:00 pm - 2:00 pm)
Property Description
An exceptional opportunity to own premier Ohio River frontage in highly desirable Belknap Beach Estates. Offering approximately 3,400 square feet of finished living space, this thoughtfully refreshed home delivers the ultimate Prospect waterfront lifestyle, complete with multiple docks providing direct access for boating and recreational enjoyment. Designed to capture natural light and river views, the main kitchen is located on the second floor and features beautifully preserved original cabinetry and hardware — timeless, high-quality craftsmanship complemented by updated lighting and fresh finishes. The layout flows seamlessly into inviting living and entertaining spaces. A kitchenette addition on the first floor creates outstanding flexibility.
Details
Documents
General Property Description
Total # of Rooms: 12
# Upper Floor Bedrooms: 0
# 2nd Floor Bedrooms: 2
Acres: 0.36
# 1st Floor Bedrooms: 1
# Basement Bedrooms: 0
Garage Y/N: Yes
Garage Spaces: 2
Basement Y/N: No
First Floor Laundry: No
First Floor PBR: Yes
Laundry Level: 2nd
Total Closets: 0
Total Fireplaces: 0
SqFt -Total Finished: 3478
Above Grade Finished: 3478
Below Grade Finished: 0
Nonconform SqFt Fin: 0
Above Grade Unfin: 0
Below Grade Unfin: 0
Nonconform SqFt UF: 0
Sold As-Is: No
Age: 50
Lot SF: 165553
Sqft - Total Unfin: 0
SqFt - Source: Appraiser
Stories: 2
Lot SF Source: Plat
M Struct Flood Plain: Yes
Const Stat: Construction Complete
Total # Bedrooms: 3
Baths - Full: 3
Total Bathrooms: 3
Year Built: 1976
Contract Info
Office Exclusive?: No
HOA Y/N: No
HOA Annual $: 0
HOA Fee: No
Status: Active
Listing Date: 2026-03-02
Original List Price: 995000
Listing Price: 995000
Property Sub Type: Single Family Residence
Location, Tax & Legal Info
Parcel ID: 02-01-00-81
Deed Bk: 1330
Pg #: 197
Block: 1
Lot: 81
Sub-Lot: 0
Directions: US 42 to Rose Island Rd, Left on Spring Dr, Left at stop sign, follow until road ends.
Disclosure: Yes
Architectural Style
Traditional: 1
Lot Description
Cleared: 1
DeadEnd: 1
Utilities
Electricity Connected: 1
Fuel:Natural: 1
Water Source
Public: 1
Sewer
Septic Tank: 1
Construction
Wood Frame: 1
Other: 1
Roof
Flat: 1
Shingle: 1
Fencing
None: 1
Other: 1
Basement
None: 1
Foundation
Slab: 1
Heating
# of HVAC Units: 2
Electric: 1
Forced Air: 1
Natural Gas: 1
Patio and Porch Features
Deck: 1
Patio: 1
Porch: 1
Cooling
Central Air: 1
Garage/Parking
Attached: 1
Entry Front: 1
On Street: 1
Driveway: 1
Exterior
Hot Tub: 1
Boat Slip: 1
Waterfront: 1
Waterfront Features
Lake Front: 1
None
Current Price: $995,000
Location Tax Legal Info
Street #: 3028
Street: Belknap Beach
St Suffix: Rd
County: Oldham
State/Province: KY
Zip Code: 40059
Area: 20-Oldham County N171
Subdivision/Condo: BELKNAP BEACH ESTATES
Geo Lat: 38.376097
Geo Lon: -85.624102
Property Features
Architectural Style: Traditional
Construction: Wood Frame; Other
Roof: Flat; Shingle
Fencing: None; Other
Patio and Porch Features: Deck; Patio; Porch
Basement: None
Foundation: Slab
Heating: Electric; Forced Air; Natural Gas
Cooling: Central Air
Exterior: Hot Tub; Boat Slip; Waterfront
Utilities: Electricity Connected; Fuel:Natural
Water Source: Public
Sewer: Septic Tank
Lot Description: Cleared; DeadEnd
Waterfront Features: Lake Front
Supplements
With one bedroom on the main level and two additional bedrooms upstairs, the floor plan is ideal for multipurpose living, private guest quarters, or work-from-home needs — all while maintaining privacy and separation of space. The primary bath has been tastefully refreshed, offering a comfortable retreat with opportunity for future personalization. Riverfront properties with multiple docks in this established Prospect enclave are increasingly rare. This is a unique opportunity to enjoy space, versatility, and direct waterfront access — all just minutes from the amenities of Prospect.
Room Information
| Room Name | Level |
| Bedroom | First |
| Bedroom | Second |
| Bedroom | Second |
| Dining Area | Second |
| Family Room | First |
| Kitchen | First |
| Kitchen | Second |
| Full Bathroom | First |
| Full Bathroom | Second |
| Full Bathroom | Second |
| Foyer | First |
| Great Room | Second |
Seller Disclosure Listing Office: Kentucky Select Properties
Last Updated: March - 07 - 2026
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than the site owner are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker.
